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The Rise of Digital Lending

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Traditionally, businesses and consumers have obtained loans from banks, credit unions, and other financial institutions. However, in recent years, alternative forms of credit have arisen from the burgeoning financial technology (“fintech”) industry and large, ... More »

Aerial view of Rohingya Camp Cox's Bazar
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A Refugee Compact for the Rohingya

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Nearly one million Rohingya refugees currently reside in camps in Bangladesh. Most Rohingya live in temporary settlements where conditions are not safe.The Rohingya refugees living in Bangladesh cannot repatriate without threat from Myanmar’s military governme... More »

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The Role of Teachers In Social Inequality

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As the Secretary of Education Miguel Cardona said, “All students deserve access to safe, supportive schools and classrooms.” Today, these privileges remain out of reach for many. Since the 1990s, disciplinary action and exclusionary policies have widened racia... More »

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Do SNAP benefits fulfill their mission?

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Social safety net programs were designed to help poorer members of society meet their basic needs. The model in the United States was expanded by President Lyndon B. Johnson’s war on poverty, which focused on prevention. The president’s administration hoped to... More »

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Study Shows Coral Deaths Continue to Rise

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A newly published international report confirms global warming has damaged coral reefs throughout the world’s oceans. The Status of Coral Reefs of the World: 2020 published by the Global Coral Reef Monitoring Network (GCRMN), stated, the world has lost about 1... More »

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New Evidence on Insurance and Health Behavior

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Public health officials have long sought to improve health outcomes by influencing bad behaviors, like smoking or lack of exercise. Such behaviors are very clearly detrimental to health, so much so that it seems like no one would perform them—but people inevit... More »

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The Race to the Starting Line: The Rise of CBDCs

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Data analysis and visualizations by Vishal Joseph.In the past decade, the value of cryptocurrencies and digital assets has grown exponentially, rising from $14 billion in 2015 to $2 trillion this March (Fig. 1).Figure 1: The market capitalization of cryptocurr... More »