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Do the Ends of Nudge Policy Justify the Means?

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What difference can a suggested contribution make for your retirement? In 2016, the United States’ “Thrift Savings Plan” included a recommended contribution rate, or ‘anchor rate,’ in its email messaging to the plan’s participants. This relatively low-cost nud... More »

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Who Benefits From Student Debt Cancellation?

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As of August 2021, roughly 44 million Americans held a cumulative $1.57 trillion in student debt. Student debt held by Americans has doubled since 2008 and is growing faster than any other form of household debt. In fact, the average household today has nearly... More »

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A Quick-Reference Guide to Climate Change Terminology

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In November the United Nations held the 26th global climate summit, the Glasgow Climate Change Conference, or COP26. Delegates from almost 200 countries discussed items ranging from membership in the UNFCCC and compliance with the Paris Agreement to Green Fina... More »

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Participatory Budgeting for a Stronger City

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Budgets are the new battlegrounds. While cities debate how to spend unprecedented amounts of federal relief funds and activists demand reallocation of police budgets to social services, decisions about how to allocate public dollars are drawing increased publi... More »

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Green Technology Might Just Be Enough to Save Us

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Plenty of reasons for optimism emerged from this year’s COP26 meeting in Glasgow, Scotland. The United States is back in the Paris Agreement, both China and the US have pledged to reduce carbon emissions (Friedman 2021), and many other countries have made addi... More »