student debt
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Who Benefits From Student Debt Cancellation?
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As of August 2021, roughly 44 million Americans held a cumulative $1.57 trillion in student debt. Student debt held by Americans has doubled since 2008 and is growing faster than any other form of household debt. In fact, the average household today has nearly four times as much student debt…
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Is Student Debt Hindering Entrepreneurship?
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Evidence suggests that a change in a household’s student debt from $0 to about $35,000 decreases entrepreneurship by three percentage points.
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Nudging Disadvantaged Students Towards Improved College Application Decisions
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The college application process is riddled with uncertainty, and students in disadvantaged areas in particular may not have access to quality counseling or other resources to guide them. A recent study shows how a cheap policy change dramatically impacted the college decisions of disadvantaged students—and likely, their incomes.
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Student Debt: How Much Is Too Much?
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The price of attending a four year college is rising. Is borrowing for school still worth the cost?