Neale Mahoney
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The Moral Hazard of Bankruptcy
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A new study finds that Americans use personal bankruptcy as a substitute for traditional health insurance, encouraged by stringent bankruptcy laws.
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Expiring Budgets and Spending Sprees: The Cost of Use-it-or-Lose-it Budgeting
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Spikes in spending at the fiscal year-end lead to staggering losses and inefficiencies in government procurement.
