Gabriel Ugarte Vera
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Hidden Costs of High-Deductible Plans
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A very large firm switched from completely subsidized insurance plans to high-deductible insurance plans, resulting in a reduction of 13 percent in total health spending. Evidence suggests that consumers are potentially reducing both wasteful and needed medical care, thus behaving counter to their financial and medical interests.
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Using Value-Added Measures to Assess Healthcare
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At the core of healthcare reform is the goal to maximize value for patients at the lowest cost possible. As is shown in this study, value-added measures can give valuable insight into the effectiveness and efficiency of healthcare providers.
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Does Merit-Based Financial Aid Reduce the Number of STEM Graduates?
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Although ensuring access of talented individuals to higher education is of great importance, there is evidence that suggests that merit-based financial aid reduces the number of graduates in STEM fields, one of the main drivers of innovation and, thus, of economic growth.