applied economics
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In Small-Business Lending, Technology Hasn’t Replaced Face-to-Face Contact
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Technological advances in information processing have dramatically transformed consumer banking. Americans today can apply for home mortgages, credit cards and bank accounts without ever stepping foot in a bank branch. Indeed, these advances have rendered the local bank branch obsolete for many, with in-branch visits accounting for only a small…
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Winners and Losers: Income Inequality and Its Effects on Outcomes in Major League Baseball
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Those superstar salaries? A new study of professional baseball shows they may be dragging down your team’s performance.