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In Small-Business Lending, Technology Hasn’t Replaced Face-to-Face Contact

March 2nd, 2019 - Jacob Idlas

Technological advances in information processing have dramatically transformed consumer banking. Americans today can apply for home mortgages, credit cards and bank accounts without ever stepping foot in a bank branch. Indeed, these advances have rendered the ... More »

The Impact of Financing on Labor Markets in Developing Countries

September 14th, 2016 - Adelaida Correa Miranda

Most firms in today’s economy are dependent on financial services such as lending or insurance. Developed countries are at the forefront of financial availability in terms of both institutions and regulations. By ensuring broad access to finance, countries pr... More »